Are the stripe processing fee and pricing confusing to you? Here are the Germany Stripe Fees example and calculator to give you clarity. The below examples suit if you are running a marketplace platform, subscription billing, and custom two-sided logic.

Example of companies which falls under this model are Amazon, Airtasker, Instacart, Lyft, Deliveroo, Postmates, Etsy, Depop, etc

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If you are looking for video explanation

Here is short video:

Here is a long video which is explained using Tradly Marketplace Apps.

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Definitions to understand

• Platforms means your marketplace. or the platform you run. Exmaple: Amazon
• Payment: Money going into Stripe Connect when a user make transaction
• Payout: The Money goes out to seller

Launch Marketplaces with Stripe connect and Tradly API

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How Tradly and Stripe works together

This applies to most product marketplaces with commission as revenue model.

The flow of Stripe Charges, Payout, and Tradly Triggers

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Stripe Payment Processing Fee

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Charges 1.4% + €0.25 per successful card charge

for European cards

• 2.9% + €0.25 for non-European cards

Tradly for Marketplace supports standard and express but the marketplace needs Express because it allows “Separate Charges and Transfer” logic.

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Stripe Payout Charges for marketplaces

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€2 per monthly active account*

* An account is active in any month payouts are sent to their bank account or debit card. Includes ongoing onboarding, verification, and compliance.

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0.25% + €0.10 per payout sent

The stripe connect fee for Germany Marketplaces Platforms

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Time taken for different steps

• Payment Charges (Immediately seen in your account but will not be added in balances, it takes 2-5days)
• Transfers (Immediate if you have positive balance)
• Payout (Payout will take another 2-5days depends on the bank)

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Example calculation

Use this sheet if you want to do your own calculation

Stripe Fee calculation